How to Build Wealth in Both the U.S. and the Philippines
🌍 Why Choose One Country — When You Can Leverage Both?
For global-minded investors, the best strategy isn’t choosing between the U.S. and the Philippines — it’s using both. Each country offers unique advantages for building, preserving, and passing on wealth. The secret is knowing how to combine them.
In this post, we’ll explore why investing across two nations not only multiplies opportunity — it also enhances protection, legacy, and peace of mind.
🇵🇭 The Philippines: Fast Growth, Low Taxes, High Returns
- 📈 14% Avg ROI: Philippine real estate has delivered consistently high returns for over 40 years, according to Ayala Land
- 🏠 Ultra-Low Property Tax: Just 0.06% annually — nearly negligible compared to U.S. rates
- 💼 Lower Maintenance Costs: Labor and upkeep are 60%+ cheaper than in the U.S.
- 🛡️ Asset Protection: As covered in Bulletproof Asset Protection, Philippine law doesn’t recognize foreign court rulings — shielding your assets from overseas lawsuits
It’s a market ideal for building long-term income, capital growth, and legally protected equity.
🇺🇸 The U.S.: Leverage, Stability & Tax Benefits
- 🏦 Financing Power: U.S. investors can use U.S.-based mortgages to buy or refinance real estate in the Philippines
- 📉 Tax Advantages: Still enjoy depreciation, 1031 exchanges, and home office deductions — even for properties overseas
- 💡 Earned Income Exclusion: Living abroad? You may qualify to avoid taxes on up to $125,000+ in income under the Foreign Earned Income Exclusion
Combine this with tax-free states like Florida, Nevada, or Wyoming, and you’re building globally with maximum efficiency.
📈 3 Smart Ways to Combine U.S. + Philippine Investing
1. U.S. Income, PH Assets
Earn your income online or from U.S.-based sources while buying property in the Philippines. Keep your capital safe, grow your equity, and enjoy low living costs.
2. U.S. Tax Strategy, PH ROI
Use your U.S. tax deductions (depreciation, business expenses, travel write-offs) to lower taxes while investing in higher-yield markets abroad.
3. Dual-Nation Retirement Plan
Live part-time in both countries. Rent out one home while living in the other. Maximize tax savings and enjoy retirement abroad with the security of a U.S. base.
🔁 And Yes — You Can Move Capital Between Countries
Using crypto, smart contracts, or legitimate banking channels, it is 100% legal to move money between the U.S. and the Philippines. In fact, many of our clients use Bitcoin or DeFi to fund real estate transactions, then report them after-the-fact — which is compliant with current international norms.
Learn how crypto is changing real estate here.
🤝 We’re Experts in Dual-Nation Real Estate Strategy
As licensed realtors and certified consultants in both the U.S. and the Philippines, we know how to structure, finance, and manage cross-border portfolios for maximum benefit.
Whether you’re a U.S. citizen, dual national, or overseas Filipino, we’ll help you build in two worlds — and win in both.
Disclaimer: This article is for educational purposes only and does not constitute legal, financial, or immigration advice. Please consult with licensed professionals in both jurisdictions for tailored guidance.
🚀 Are You Ready to Build Multinational Wealth?
Whether you’re a:
- Filipino-American seeking legacy back home
- US investor looking for diversification and high-ROI property abroad
- Kingdom-minded person seeking to fund missions
- Or a retiree dreaming of blue waters and palm trees…
We’re here to guide you — with wisdom.
📞 Book a Free Strategy Call
Let’s help you invest with legacy in mind, and purpose in your heart.
About Us
 | Trish Wilson |  | Dr Van Wilson | |
|---|---|---|---|---|
| Real Estate Broker(PH) | Real Estate Investor | |||
| Realtor (US) | Owner | Builder | |||
| Property & Asset Mgr | Property Manager | |||
| Certified Public Accountant | Philippines (former) | M.I.T. Data Scientist, AI | ML | post graduate degree | |
| Certified Financial Consultant | Global (former) | Business consultant | Strategic Plans, BI / AI | |
| Life & Health License | U.S. & PH (former) | Life & Health License | US (former) | |
| Volunteer in Missions | Speaker | Teacher | Lecturer : Apologetics, Theology, Creation Science | ||
| Contact Us: | ||||
| U.S. Phone | +1 (986) 910 - 1193 | U.S. Phone | +1 (415) 632-3810 | |
| Philippine Phone | +63 (917) 845 - 6012 | Philippine Phone | +63 (917) 562 - 3938 | |
| trishw@globalrealtor4acause.com | vanwilson@globalrealtor4acause.com | |||
| +63 (917) 845 - 6012 | +63 (917) 562 - 3938 | |||
| Facebook Messenger | Trish Wilson | Facebook Messenger | http://m.me/vanfwilsonVan Wilson | |
Global Realtor 4a Cause
US-Professional Standards. Transparency, Advanced Financial Technology, Global Impact.
We give to charity from every transaction.
Mission:
“We use real estate to fund eternal purpose. We serve families, investors, and nations with wisdom, strategy, and Kingdom impact.”
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