How Non-Filipinos Can Legally and Safely Buy Property in the Philippines
Here’s how U.S. and other foreign citizens can invest in PH land legally, even without citizenship — plus how we manage it for you.
🏝️ Why the Philippines Is a Unique Investment Opportunity for Foreigners
The Philippines is one of the most attractive countries for international real estate investors seeking lifestyle, asset protection, and long-term value. With thousands of miles of coastline, a strong English-speaking population, and US-aligned legal systems, it’s no wonder expats and global entrepreneurs are looking to invest.
However, many foreigners believe they can’t own land in the Philippines — and that’s only partially true. Let’s clear it up:
✅ What Foreigners CAN Own in the Philippines
- Condominium Units: Foreigners may own 1 or more condo units, with a maximum of up to 40% of the units in any one condominium project, as long as 60% is owned by Filipino citizens.
- Buildings (Not Land): You can own the structure (house, resort, apartment, commercial building), but not the land it sits on — unless through specific structures.
- Leased Land: You can lease land long-term (up to 50 years, renewable for 25) for personal or business use.
- Through a Filipino Spouse: If married to a Filipino citizen, property can be held in the spouse’s name, but with contractual protections (e.g., legal wills, trust setups).
🏛️ Legal Ownership Structures for Foreigners
If you’re serious about investing, these structures can help you own or control property in a secure and compliant way:
- Corporation (60/40): Create a Philippine corporation where at least 60% of shares are held by Filipinos and 40% by foreigners. This corporation can own land, commercial buildings, and agricultural assets.
- Long-Term Lease with Option to Buy Improvements: Lease the land up to 25 years (usually renewable) and own the buildings on it. Many former US base sites are structured this way.
- Trust Arrangements (for married couples): Hold land in a Filipino spouse’s name with legal structures to protect inheritance and control.
- Business (s) (to run or M&A sell): Foreigners can 100% own, buy, run, build business in the Philippines and even build, construct buildings for that business. To protect the environment and national interests some industries like construction and educational institutions, restrict ownership to 40%. No ownership of media by foreigners is allowed. There are constitutional legal structures to protect your business interests or assets like any Filipino.
We work with experienced attorneys and licensed brokers in both Philippines and other select countries to ensure these structures are executed properly and transparently.
🔐 Foreign Buyer Protections & Financial Advantages
- Title Verification: While the Philippines does not have a national MLS or title insurance like in the US, we verify clean titles through the local Registry of Deeds and experienced lawyers.
- US-Based Mortgage Access: Our lenders offer property financing or refinancing or Construction Financing for Philippine property — available to foreigners (given above restrictions), former Filipinos or dual citizens.
- Asset Protection: Foreign judgments are not automatically enforceable in the Philippines, making your overseas assets less exposed to legal risk back home.
📊 Why Our Clients Choose the Philippines
- ✅ Lower property taxes and maintenance costs
- ✅ U.S.-style construction options and financial transparency
- ✅ Tropical lifestyle — ideal for retirement, second homes, or Airbnb rentals
- ✅ Strategic location in Asia for business and travel
I’m Trish Wilson of Global Realtor 4a Cause. We make it easy for U.S. citizens, Expats, overseas Filipinos (OFW), and dual nationals to buy or sell property in the Philippines without confusion, risk, or cultural headaches. From document verification to closing (all overseas) — we’re your trusted partner on the ground.
Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Please consult with a qualified professional before engaging in cryptocurrency real estate transactions.
🚀 Are You Ready to Invest Like the Wealthy?
Whether you’re a:
- Filipino-American seeking legacy back home
- US investor looking for diversification and high-ROI property abroad
- Kingdom-minded person seeking to fund missions
- Or a retiree dreaming of blue waters and palm trees…
We’re here to guide you — with wisdom.
📞 Book a Free Strategy Call
Let’s help you invest with legacy in mind, and purpose in your heart.
About Us
 | Trish Wilson |  | Dr Van Wilson | |
|---|---|---|---|---|
| Real Estate Broker(PH) | Real Estate Investor | |||
| Realtor (US) | Owner | Builder | |||
| Property & Asset Mgr | Property Manager | |||
| Certified Public Accountant | Philippines (former) | M.I.T. Data Scientist, AI | ML | post graduate degree | |
| Certified Financial Consultant | Global (former) | Business consultant | Strategic Plans, BI / AI | |
| Life & Health License | U.S. & PH (former) | Life & Health License | US (former) | |
| Volunteer in Missions | Speaker | Teacher | Lecturer : Apologetics, Theology, Creation Science | ||
| Contact Us: | ||||
| U.S. Phone | +1 (986) 910 - 1193 | U.S. Phone | +1 (415) 632-3810 | |
| Philippine Phone | +63 (917) 845 - 6012 | Philippine Phone | +63 (917) 562 - 3938 | |
| trishw@globalrealtor4acause.com | vanwilson@globalrealtor4acause.com | |||
| +63 (917) 845 - 6012 | +63 (917) 562 - 3938 | |||
| Facebook Messenger | Trish Wilson | Facebook Messenger | http://m.me/vanfwilsonVan Wilson | |
Global Realtor 4a Cause
US-Professional Standards. Transparency, Advanced Financial services. Global Impact.
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