Whether a bank will finance Philippine property for you depends on four things: where you live, your citizenship, how you earn, and what you want to buy. Those four answers decide it in almost every case, so we put them in a one-minute check. You get the lenders’ general answer immediately; if it is yes or possible, our broker, a licensed mortgage agent, confirms the programme with the bank and arranges the loan. Developer in-house financing is available to everyone on pre-selling units, usually on less favourable terms, and we tell you when it is the better bridge.
Can you get a loan for Philippine property? Check in one minute
Answer five questions and get the answer the lenders would give, before you spend anything. No rate quoted, no lender named; the real terms come from the bank for your file.
We arrange Philippine bank loans for buyers in many countries; the banks do not need an office near you. No rate is quoted here and no lender is named, because the real terms come from the bank for your file. There is no U.S. mortgage on Philippine property; our U.S. partner HighTech Mortgage handles U.S. lending and the U.S. escrow and digital-currency payment rail for the purchase.
Questions buyers ask
Is this an approval?
No. It applies the lenders' general rules to your answers so you know whether a bank loan is realistic before you reserve a unit. The bank sets rate, term and amount for your file; our broker arranges it.
Do you quote rates?
Not on this page. Rates are fixed for a chosen period and repriced, and they change; we obtain current quotes for your profile.
Is there a U.S. mortgage for Philippine property?
No. Philippine property is financed by Philippine banks or the developer. Our U.S. partner HighTech Mortgage lends in the U.S. and provides the U.S. escrow and digital-currency payment rail for the purchase.
