Foreclosed House and Lot in Cebu, Provincial – Guadalajara Subdivision (China Bank)

China Bank foreclosed house and lot in Cebu, Provincial. Located at Guadalajara Subdivision, this is a bank-acquired asset offered directly by the bank’s asset-disposal unit at ₱17.06M (about US$272K at today’s rate). Full address: Lot 6 Block 3, 3rd Street, Guadalajara Subdivision, Brgy. Guadalupe, Cebu City, Provincial.

Property facts

• Type: House and Lot (bank classification: Residential-House and Lot)
• Floor area: 328 sqm (3,531 sq ft)
• Lot area: 407 sqm (4,381 sq ft)
• Indicative price: ₱17,055,000 (about US$272K at today’s rate) — about ₱51,997 per sqm of floor area
• Source: China Bank foreclosed-asset listing, reference on file with GRC

How buying a bank foreclosure works in the Philippines

Bank-acquired properties are sold as-is, where-is: the bank sells the asset in its current physical and legal condition. You submit an offer (some banks run sealed bidding on set dates, others accept negotiated offers), pay a reservation or bid deposit, and complete the purchase either in cash or on the bank’s own financing. Because the seller is a bank, the title is normally already consolidated in the bank’s name, which removes the biggest risk in private resale deals; what still needs checking is unpaid real-property tax, association or condominium dues, occupancy, and the physical condition.

Expect to budget for repairs: foreclosed homes are often vacant for months. We arrange an inspection before you bid and price the renovation into the offer.

Financing a foreclosed property

Banks frequently finance their own foreclosed assets on favourable terms, and Philippine bank loans are available to Filipino citizens, dual citizens and, for condominium units since 2026, selected foreign nationals. Check your eligibility in one minute with our loan eligibility check, read the guide to Philippine mortgages while living abroad, or run the numbers in the mortgage calculator. Investors comparing foreclosures with pre-selling and creative-finance deals should start at our foreclosed-property guide and the Invest hub.

What Global Realtor 4 a Cause does for you

We verify the title and encumbrances, obtain the tax and dues statements, inspect the property, prepare and submit your offer to the bank, and coordinate the transfer. A licensed Philippine and U.S. broker handles the transaction, and part of every commission goes to charity. Book a call or ask Trish AI on this page for similar foreclosures in Cebu.

Listing data as published by China Bank; prices and availability change without notice and are confirmed with the bank at offer time.