Now You CAN Finance, Refinance, or obtain Construction Financing for a Philippine Property… from YOUR Country!
People living in America, UK, Canada, Middle East, Hong Kong, Japan or Singapore can
finance homes in the Philippines through select lenders — here's how it works, and who qualifies.
For specifics on specific country lending requirements select your country:
America & Guam, UK, Canada, Middle East, Hong Kong, Japan or Singapore
Many people living outside the Philippines assume that buying property in the Philippines means paying all-cash. But here’s the truth: if you’re a Foreign citizen, Philippine Citizen, or dual citizen, there are legal and safe ways to finance or refinance Philippine property through Philippine bank lenders which have offices near you!
While local Philippine banks are often limited, inflexible, or require citizenship or residency, certain U.S. lending institutions offer mortgage solutions tailored for international investments.
🔍 Who Qualifies for a U.S.-Based Mortgage on Philippine Property?
- U.S. citizens with good credit and income verification
- Dual citizens
- U.S.-based LLCs or corporations holding Philippine real estate
You do not need to reside in the Philippines full-time — many lenders allow property to be held remotely and even generate rental income.
🧾 What Types of Properties Can Be Financed?
- 🏘️ Condo units (pre-selling or ready-for-occupancy)
- 🏝️ Vacation homes or retirement houses
- 🏢 Income-generating properties (Airbnb, multifamily, resort homes)
- 🏗️ Lots or raw land for mortgage or construction financing (if building plans are included)
- Pre-selling or in Construction Global Realtors 4a Cause can introduce you to Developers with in house financing
Note: Foreigners are only allowed to purchase condo type units (which can be inexpensive or very elaborate and large), or have a share in a Philippine corporation that owns the property.
📋 What Are the Loan Terms & Requirements?
- Loan Amount: $50K–$1M+ USD depending on the property and borrower profile
- Term: 10–20 years
- Interest Rates: Typically 6–8% (as of 2024), fixed or variable
- Down Payment: Usually 20–30%
- Income Verification: Recent tax returns, W2/1099, or business income docs
We help our clients prepare all necessary documentation for a smooth approval process.
📈 Why Use a U.S. Mortgage Instead of Paying Cash?
- ✅ Keep your cash liquid for other investments
- ✅ Take advantage of interest deductions (consult your CPA)
- ✅ Use leverage to buy a better property or more properties
- ✅ Reduce currency transfer issues and simplify tax reporting
In many cases, the monthly payment on a U.S. mortgage is less than the rental income a well-placed PH property generates — especially in resort areas, expat zones, or near international schools.
🤝 How We Help You Secure Financing
At Global Realtor 4a Cause, we are certified and contracted with trusted U.S.and Philippine banks and mortgage professionals who specialize in Philippine property deals. Many do not require you to live in the Philippines, and some properties do not even require that you be a Philippine citizen. We help you:
- ✅ Get prequalified and match with the right lender
- ✅ Structure the purchase legally and safely
- ✅ Verify clean title and ensure the property meets underwriting standards
- ✅ Manage documents, inspections, and closing remotely
If you’re looking to own or expand in the Philippines — and don’t want to tie up your capital — we can help you explore strategic financing that works across borders.
Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Please consult with a qualified professional before engaging in cryptocurrency real estate transactions.
🚀 Are You Ready to Invest Like the Wealthy?
Whether you’re a:
- Filipino-American seeking legacy back home
- US investor looking for diversification and high-ROI property abroad
- Kingdom-minded person seeking to fund missions
- Or a retiree dreaming of blue waters and palm trees…
We’re here to guide you — with wisdom.
📞 Book a Free Strategy Call
Let’s help you invest with legacy in mind, and purpose in your heart.
About Us
 | Trish Wilson |  | Dr Van Wilson | |
|---|---|---|---|---|
| Real Estate Broker(PH) | Real Estate Investor | |||
| Realtor (US) | Owner | Builder | |||
| Property & Asset Mgr | Property Manager | |||
| Certified Public Accountant | Philippines (former) | M.I.T. Data Scientist, AI | ML | post graduate degree | |
| Certified Financial Consultant | Global (former) | Business consultant | Strategic Plans, BI / AI | |
| Life & Health License | U.S. & PH (former) | Life & Health License | US (former) | |
| Volunteer in Missions | Speaker | Teacher | Lecturer : Apologetics, Theology, Creation Science | ||
| Contact Us: | ||||
| U.S. Phone | +1 (986) 910 - 1193 | U.S. Phone | +1 (415) 632-3810 | |
| Philippine Phone | +63 (917) 845 - 6012 | Philippine Phone | +63 (917) 562 - 3938 | |
| trishw@globalrealtor4acause.com | vanwilson@globalrealtor4acause.com | |||
| +63 (917) 845 - 6012 | +63 (917) 562 - 3938 | |||
| Facebook Messenger | Trish Wilson | Facebook Messenger | http://m.me/vanfwilsonVan Wilson | |
Global Realtor 4a Cause
US-Professional Standards. Kingdom-Level Purpose. Global Impact.
Mission:
“We use real estate to fund eternal purpose. We serve families, investors, and nations with wisdom, strategy, and Kingdom impact.”
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